![]() ![]() Mortgage lenders can still require flood insurance as a condition of providing financing, regardless of the location of a structure.īuying a flood insurance policy is wise even for properties located outside of the 100-year floodplain. The granting of a LOMA or LOMR-F removes the federal flood insurance requirement as a condition of federal or federally-backed financing. FEMA will normally complete its review and issue a decision in four to six weeks. In most cases, a licensed land surveyor or registered professional engineer will need to prepare an Elevation Certificate for the property. The City of Boulder will try to identify any inadvertent inclusions and let the property owners know of the Letter of Map Amendment (LOMA) processes and the "grandfather" provisions of the NFIP that may apply to them.Ī Letter of Map Amendment (LOMA) or a Letter of Map Revision Based on Fill (LOMR-F) is needed to change the designation of an inadvertent inclusion and avoid the federal flood insurance requirements for properties located in the 100-year floodplain. Such cases are referred to as "inadvertent inclusions." These island areas may appear relatively small on the FIRM and are sometimes included in the 100-year floodplain by nationwide floodplain map determination companies that prepare floodplain designations on behalf of the mortgage industry. But, because of limitations of scale or topographic definition on the source maps, there may be elevated areas or "islands" that are not actually in the new regulatory floodplain shown on the maps. This area has a 1% or greater chance of flooding in any given year.įEMA uses the most accurate flood hazard information available and applies rigorous standards while developing FIRMs. One of the areas shown on a FIRM is a Special Flood Hazard Area (SFHA), or the 100-year floodplain. The Flood Insurance Rate Map (FIRM) identifies areas in a community that are subject to flooding and shows the associated risks. Letters of Map Revision Based on Fill (LOMRFs).Conditional Letters of Map Revision based on Fill (CLOMRFs).Conditional Letters of Map Revision (CLOMRs).Flood Insurance Rate Maps (FIRMs) or Digital Flood Insurance Rate Maps (DFRIMs) Ĭonditional Letters of Map Amendment (CLOMAs):.If assistance is needed Jackson County Planning also maintains the Digital FIRM panels and can provide assistance, map printouts and additional information regarding development in a specific flood zone.Floodplain maps are periodically updated and revised to reflect changing conditions, such as impacts of flooding, new topography, land development, updated mapping studies, and construction of floodplain improvements.įloodplain map changes can take several forms: The hard copy FIRM panels are also available at the Jackson County Development Services office upon request as well. If there is a layer on the map you have questions about, you can contact Jackson County Planning for additional information. These additional hazards may require additional review or other agencies. Mapped hazards such as wildfire hazard areas, steep slopes and expansive soils are all available for review through this mapping tool. This will identify the FIRM Panel number, the flood zone, the effective date and the last update.Īdditional information is available to view regarding hazards by property as well as floodplain information. Floodplain zones are shaded different colors, and the designation can be determined by clicking on the layer and opening a small info box. ![]() Type in a property address in the search box and click the magnifying glass. ![]() On the right had side click the check box for FEMA Flood Zones. Jackson County also has floodplain overlay maps available through the mapping tool Jackson Interactive Mapping (JIM). This provides the basis for determining if a property is within the Special Flood Hazard Area, what type of hazard area, and to determine what development regulations apply. These maps are periodically revised by FEMA and adopted by Jackson County. Jackson County adopted FEMA’s Flood Insurance Rate Map panels, or FIRM Panels, in April of 1982. ![]()
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